Home Insurance in Washington

As a homeowner in Lacey, WA, you may be aware that homeowner insurance is not required by law in Washington. However, purchasing homeowner's insurance in Washington will save you stress, problems, and money in the long run. It is doubtful that you won't need it, especially when you plan to be in your home for a long time.

Learn about Washington Home Insurance Coverage

Basic homeowners' insurance is a must, and then add to that, you may need specific policies geared to your geographical area or type of home in Lacey, WA. Basic standard homeowner insurance, in general, covers property damage and liability for your home. Johnson Insurance Agency specializes in auto and homeowner insurance.

Other components that you may wish to add on if not already in your basic coverage consist of:

• Coverage for specific weather damage, for example, flooding from torrential rain or other severe weather.
• Mold coverage
• Coverage for natural disasters like mudslides or even wildfires.
• Coverage of damage from animals such as rodents, raccoons, and squirrels.
• Normal depreciation and normal wear and tear on the home or a settling cracking foundation.
• Coverage for basic emergency repairs. For example, leaking pipes or broken windows.
• Sewer back up
• Home business coverage
• Additional homes you own.

Each of these and others are added to basic protection and home liability insurance. It can become confusing, so it pays to learn what your best homeowner's insurance options are and which are applicable in this state.

Contact an Agency that Cares at Johnson Insurance Agency

Our insurance agents here at Johnson Insurance Agency provide state-of-the-art information and can assist you in choosing a policy best fitted to your type of home, area, and specific needs. Additionally, we can answer any questions about homeowners' insurance and other kinds of insurance in-depth and completely.

For peace of mind and the enjoyment of living stress-free, call Johnson Insurance Agency or email us.