RV Insurance in Washington
Do you own an RV and wonder what else you can do to protect your investment? Consider adding a reliable insurance policy from us here at Johnson Insurance Agency in Lacey, WA.
Whether you only use your RV for road trips or live in it full-time, we can design a customized policy that will meet your needs. Our policies were created to give you peace of mind.
RV Insurance Requirements
Washington State requires all RV owners to purchase insurance. Not only is it illegal to ride without RV insurance, but your policy must meet the following minimum requirements:
- Bodily injury coverage for one person: $25,000
- Bodily injury coverage for each accident: $50,000
- Property damage coverage for each accident: $10,000
RV Insurance Coverage
If you just aren't sure what coverage to purchase to keep your RV safe, here are some of the options we offer:
- Liability - This only protects you if you are liable for an accident that causes bodily injury or property damage. It will cover the other party's medical expenses and repair costs.
- Comprehensive - While this is optional coverage, it's highly recommended. It covers your RV if it is damaged by fire, vandalism, severe weather, or animals.
- Collision - This is yet another optional coverage. It protects you against damage resulting from a collision with another driver, object, or animal.
- Replacement cost- This coverage will cover all repair and replacement costs if any of your personal items inside your RV have been damaged or lost.
- Total loss replacement- Following an accident, it's possible that your RV may be totaled. If that's the case, total loss replacement coverage will require purchasing a new RV.
- Roadside assistance- Roadside assistance covers towing expenses and roadside assistance if you endure a breakdown, run out of gas, or get a flat tire.
Get a Quote from Johnson Insurance Agency in Lacey, WA
Are you ready to get an RV insurance quote? If so, give Johnson Insurance Agency a call today. Our office is located in Lacey, WA.
