Living in Lacey, WA, we all appreciate the beauty of our natural surroundings. However, we also understand the unpredictability of Mother Nature. Whether it’s a hailstorm, windstorm, or a flood, these natural disasters can cause damaging effects to your vehicle. This is where the importance of auto insurance comes in.
Protection Against Natural Disasters
While it’s true that a basic auto insurance policy will shield you from the financial consequences of car accidents, what many don’t realize is that the comprehensive coverage within your auto insurance policy offers protection against damage caused by natural disasters. This form of coverage pays for all non-collision related damages to your vehicle, ensuring that you are covered even in the eye of the storm.
Selecting the Right Coverage
Different insurance policies cover different types of natural disasters. For instance, while some policies might cover hail damage, others might not. Therefore, it’s essential to review your policy and understand what’s covered. If your existing auto insurance doesn’t provide the protection you need, consider expanding your coverage.
How to File a Claim
- Report the incident to your insurance company as soon as it’s safe to do so.
- Document the damage with photos or videos for evidence.
- Store the receipts of any related expenses, like immediate repairs or towing services.
Working with a reputable insurance agency can offer you peace of mind knowing that you can lean on your auto insurance to recover from unexpected damages caused by natural disasters. At Johnson Insurance Agency in Lacey, WA, we are committed to helping you find the perfect policy to protect your vehicle from life’s unpredictable events. Reach out to us to discuss your auto insurance needs today.
