When you own a business, you face many different types of risk. Commercial insurance can help you to mitigate some of the risks your business faces. At Johnson Insurance Agency in Lacey, WA, we take the needs of our clients seriously. That means sharing our extensive knowledge of commercial insurance.
Commercial property insurance
Commercial property insurance is something that any business can benefit from. You may think that, as a renter, it’s not for you, but that is incorrect. Commercial property insurance covers not just the building; it also covers all the things you use to do business. For a store, this is display units, inventory, cash register, etc. For a machine shop it is raw materials, finished products, machines, tools, office equipment, and more.
Commercial liability insurance
The most significant risk that most businesses face is being sued; unfortunately, it is all too common. A judgment against you could drain your business’s financial resources if you don’t have commercial liability insurance. Legal fees might just be enough to damage your prospects.
Commercial auto insurance
If your business uses a vehicle, it should have commercial auto insurance coverage. Your personal auto insurance doesn’t cover your vehicle for business use, and that leaves you vulnerable.
Workers Compensation
Workers compensation is a required form of insurance in the state of Washington. It must be purchased from the State Fund. Even if you only have one employee, this is a requirement. This protects your employees and also protects you.
Business interruption insurance
Business interruption insurance provides the funds you need to pay your expenses while your business is unable to operate.
At Johnson Insurance Agency in Lacey, WA, we will make sure that we provide the type of commercial insurance that you need to keep your business safe.
